---
title: "Capitalization contract | Quarzo Life"
description: "A flexible, tax-efficient capitalization contract for the treasury needs of your corporate clients."
---
# Capitalization contract
Financial savings designed for the treasury needs of your corporate clients. A flexible, tax-efficient contract integrated into your environment to enhance excess cash without operational friction.
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- [Talk to our team](/contact)
### Dedicated to corporate entities
Optimize treasury without locking it up.
Associations, holdings, real-estate companies, or trading businesses: your clients need to invest excess cash without losing flexibility.
The capitalization contract provides a structured, readable, tax-efficient framework, more effective than traditional bank deposits.
### Unit-linked investments
An open range. No conflicts of interest.
Our contracts provide access to a broad universe of unit-linked investments: ETFs, best-in-class funds, private assets, or structured products.
Each allocation is built around the client's profile and investment horizon, with no closed list and no favored provider.
### Multi-compartment structure
One pocket per objective. One contract.
Short-term treasury, strategic reserves, or long-term capitalization: each need gets its own allocation logic.
The multi-compartment structure lets teams segment strategies inside a single contract with full visibility on every pocket.
## Instant control. Total visibility
Smooth execution for your teams, clear visibility for your clients.
### Instant execution.
The contract integrates natively with your environment through API, CRM, reporting tools, or wealth platforms, with no re-entry or duplicate handling.
Each action is executed immediately, tracked, and synchronized between your tools and the client interface.
- Native connectivity
- Synchronized data
- Real-time monitoring
### Continuous visibility.
Executives and finance teams get a clear, up-to-date view of invested treasury, without depending on periodic statements.
Subscription, switch, surrender: every action is visible instantly with a clear, understandable status.
- Live view
- Readable statuses
- Transparent fees