Legal Notice

This website, accessible at https://www.quarzo-life.com, is published by:

Quarzo Life

Regulated Life insurance company

Legal form: Public limited company with a board of directors

Registered address: 16 rue Vignon, 75009 Paris, France

RCS Paris 101 015 956

Email address: hello@quarzo-life.com

Publishing Director: Alexandre Peisse

This site is hosted by:

RAILWAY CORPORATION

EU hosting

548 Market St PMB 68956, San Francisco, California 94104, USA

Quarzo Life is subject to the control of

Prudential Control and Resolution Authority (ACPR):

4 Budapest Square – CS 92459

75436 Paris Cedex 09

France

Access to the site is free, excluding any communication and internet access costs, which remain the responsibility of the user. The publisher strives to ensure the site is accessible 24/7, but is not bound by an obligation of result. The publisher reserves the right to interrupt access to the site for maintenance, updates, or any other technical reason.

The purpose of this website is to provide institutional and commercial information relating to Quarzo Life's activities, products, and services.

The information published on this website is provided for informational purposes only and does not constitute a contractual offer or personalized advice. It is subject to change at any time without notice. Quarzo Life cannot be held liable for any errors, omissions, or unavailability of information on this website.

The user acknowledges using the site at their own risk. Quarzo Life shall not be held liable for any direct or indirect damage resulting from the use of the site, including but not limited to interruptions, malfunctions, data loss, or unauthorized access.

Hyperlinks may lead to third-party websites. Quarzo Life has no control over these websites and disclaims all responsibility for their content.

The entire website, including its structure and content (texts, images, logos, graphics, trademarks, etc.), is protected by intellectual property law and remains the exclusive property of Quarzo Life or its partners. Any reproduction, representation, modification, publication, or adaptation, in whole or in part, of any element of the website, regardless of the means or process used, is prohibited without the prior written authorization of Quarzo Life.

Quarzo Life places particular importance on the protection of personal data and is committed to processing user data in accordance with applicable regulations, including Regulation (EU) 2016/679 of 27 April 2016 (GDPR) and the French Data Protection Act.

The methods of data collection, processing, and exercising user rights are detailed in the Personal Data Protection Policy, available on the website.

For any complaint relating to Quarzo Life products or services, the user or customer is encouraged to first contact their usual representative or the Quarzo Life complaints department:

Complaints Department – Quarzo Life

Email: contact@quarzo-life.com

Quarzo Life undertakes to acknowledge receipt of the complaint within a reasonable timeframe and to respond within the time limits stipulated by applicable insurance regulations.

In the event of a persistent disagreement after exhausting the internal complaints procedure, the client may resort to the insurance ombudsman free of charge:

Insurance Mediation

TSA 50110

75441 Paris Cedex 09

Website : https://www.mediation-assurance.org

The mediator can be contacted within a maximum period of one year from the date of the written complaint.

This website and these legal notices are subject to French law.

In the event of a dispute and failing an amicable resolution, the French courts shall have sole jurisdiction.