demande d’agrément de société d’assurance en cours d’instruction auprès de l’ACPR

Invest with Quarzo

Investing with Quarzo Life means choosing a management approach that puts real value at the center of every contract.

An approach built on balance.

Our model relies on a structured combination: the stability of the euro fund, the precision of a tailored allocation, and built-in beneficiary protection through our integrated death floor guarantee.

Solid foundations

An architecture built for long-term investing, aligned with institutional standards.

The Euro Fund

Security as the foundation.

Our euro fund is designed to preserve capital stability while delivering steady performance over time.

Invested mainly in liquid, low-risk assets
Readable and predictable return
Reliable wealth base for any allocation

Unit-linked investments

A 100% open architecture.

We select each underlying asset for its intrinsic value: management quality, issuer reliability, fee consistency, and track record.

ETFs, funds, private equity, private debt
No selection bias and no retrocessions
A universe designed for advice, not distribution

Death floor guarantee

Built-in protection.

All our contracts automatically include a death floor guarantee designed to protect transmitted capital.

Guaranteed minimum capital = net contributions
Protection against market downturns
Guarantee included by default in contracts

A platform that integrates into your distribution

You keep control of the product. We provide the infrastructure.

Life insurance

A digital savings solution that is flexible and easy to control.

PER

A long-term investment lever with optimized tax treatment.

Capitalization contract

A structured tool for corporate treasury management.

PEA insurance wrapper

A powerful tax framework for investing in European equities.

Build a truly digital life insurance offering

A wealth platform designed for distribution players who want to combine performance, simplicity, and native integration.
Reliable infrastructure, ready for integration
Clear, actionable data in real time
A smooth experience for your teams and your clients