PEA insurance wrapper
A PEA insurance wrapper designed for your retail clients. A tax-optimized European-equities solution, integrated into your environment and built to last.
A solid framework for long-term investing
A reliable, readable structure aligned with institutional standards.
PEA taxation. The strength of a unified platform.
The PEA insurance wrapper lets clients invest in European equities within a tax-optimized long-term framework.
Integrated into your platform, it combines financial performance and operational simplicity for both your teams and your clients.
PEA insurance wrapper and securities-account PEA: same taxation, same logic.
The PEA insurance wrapper follows the same rules as the traditional securities-account PEA: exemption on capital gains and dividends after 5 years, within the legal cap.
Your clients benefit from a familiar, readable, and stable framework to build their investment strategy.
An architecture built for control
Structure, readability, and control at every level of the contract.
A demanding selection process
Rigorous support analysis.
Each ETF and each fund is assessed against strict criteria: management quality, issuer reliability, fee consistency, and track record.
Only supports that meet these standards enter our universe: a focused, readable selection you can defend in advisory settings, with no retrocessions and no conflicts of interest.
Multi-compartment structure
One pocket per strategy.
Several approaches can coexist inside a single PEA: index pocket, conviction-based direct equity pocket, or delegated-allocation pocket.
Each strategy stays distinct, traceable, and independently adjustable for clear visibility for both clients and advisors.
Unified integration
One infrastructure.
A single API set lets you manage your full Quarzo Life distribution stack, life insurance, PER, and PEA, with the same technical and documentary logic.
Every operation is executed, synchronized, and visible instantly, with no re-entry and no manual follow-up.
